Friday, February 5, 2010
HOW-TO :Generating money out of thin air?
Is globalization a sweet coated word for 'modern slavery', whatever, just watch the movie, its bit lengthier, but it worth watching to understand "How money is generated out of thin air?"
Monday, August 24, 2009
Saturday, January 31, 2009
when do we start a mass movement against these traitors?
Wednesday, September 10, 2008
You may wonder?
There is a "Portal for PUBLIC GRIEVANCES" setup by "Department of Administrative Reforms & Public Grievances, Ministry of Personal" . isn't it good to hear that its happening in India.
Portal promises following to the users,
- Lodge Grievance
- Lodge reminder on past grievances (???)
- View the Action Status of Grievances
- View Grievance redress process
You may visit the following portal to do so,
Finally something is happening.....India is pushing itself towards e-governance. Kudos!!!
P.S: Soon all citizens can expect Free "computers & internet connections" as election promises in coming elections.
Monday, July 7, 2008
CREDIT CARD FRAUD - Recent Real story
Now, to this E-mail sent by her, for safety reasons here we are not divulging her name.
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Last weekend I was a victim of a Credit Card Fraud.
Luckily for me I had activated the option of receiving email notifications each time the credit limit on my card crossed a certain value or percentage(eg: 25%, 50%, etc)
On Monday (June 23rd) I saw one such notification saying that the transactions on my card had crossed the credit limit. Since I had not swiped my card for any such high value transactions, I checked with my bank and found that my card was used to make some 10-12 online transactions by some unscrupulous persons to the tune of 1.2 Lakhs!
I found from my bank that someone had used my card during the weekend(Sat June 21st and Sun Jun 22nd) to buy Air Line Tickets, when the card was very much with me during the weekend. Myself and my husband and some friends immediately swung into action and contacted each of the 5 respective Air Lines to find out that all the flights had been taken in the weekend and some 30-40 people had happily traveled all overIndia(Kolkatta, Bangalore, Mumbai, Delhi, Indore etc etc) on my credit card. Luckily for us, one flight from Kolkatta was arriving to Bangalore on Monday (June 23rd).
I went to one police station, to lodge an FIR but they directed us to Airport Police.(FIR has to be launched from the location where the crime has been committed, since this is online, they were not sure ..we also did not have too much time, since the flight was landing on the same day itself.).
We requested the Airlines to allow the passengers to travel to Banagalore and drove down to the Devanahalli Airport. Along with the Airport Police we were able to nab 4 people (1 guy managed to escape) who traveled with my credit card. Then we brought them to the city police station at 10 in the night and they were questioned (I guess you all know how). After 1.5 days tension, explanations, requests,influences, blames and threats we were able to finally lodge an FIR.This has been submitted to the bank for further investigation for 45 days. Hopefully, I do not have to pay the 1.2 lakhs( I just hope).
On questioning, the arrested guys said that they had no clue about any credit card and had paid an agent to arrange for tickets and deliver them home. 1 guy spilt the beans about a local agent in Bangalore who used the Credit Card details to buy these tickets online. Still the case is under investigation as it is looks like a huge chain.
But the question is How Did This Agent Get The Card Details when I have'nt transacted ever with this agent???
Online Air ticket booking does not need any verification, like other transactions. We just need to give the card number, CVV number and Expiry date of the card.
I recalled having used the card in the previous week for Shopping at two malls and at a Restaurant. We give out our card to the waiter/cashier and all he has to do is to memorize your 3 digit CVV number. At one suchplace when I gave my card to be swiped, the CVV # (which is a last 3digit # found on the back of the card) was noted down/memorised by the cashier / waiter/God knows who. The card # and expiry date of the card anyways shows up on the transaction slip.
I heard form some people that the CVV #, Expiry Date and Card # is sold to Credit Card Fraudsters for as low as Rs. 100/- to 200/-!! (Can you believe it!!!!)
Some Steps to Protect Yourself from Credit Card Fraud
- Check you Credit Card Statements regularly
- Check with your bank if you have an option to receive email /SMS notifications for High Value Transactions. If available, activate the same.Look at the back of your card and see if the CVV # is mentioned. If yes,note it elsewhere and Score it off with a permanent marker from yourcard
- Sign your cards as soon as they arrive.
- Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.
- Keep a record of your account numbers, their expiration dates,and the phone number and address of each company in a secure place.
- Keep an eye on your card during the transaction, and get it back as quickly as possible. In restaurants, we send the card in the folder with the waiter. And finally when you are thinking of how to save for the flight tickets for your next vacation with the family, someone else is happily flying places on your card. And then finally you end up paying for someone else's vacation, and cancel yours.
- DON'T Sign a blank receipt. When you sign a receipt, draw a line through any blank spaces above the total.
Although credit card fraud is certainly on the rise -- and credit card fraud on the Internet is rising even more dramatically -- many savvyInternet shoppers know that the reality is that it's actually much safer to enter your credit card number on a secure online order form than it is to give your credit card to a waiter at a restaurant.
After all, what's to stop the waiter from writing down your credit card number and then selling the details for a mere 200/-.
If you think that this happens to others, its NOT true. YOU May be the next victim!
Hence, removing the CVV number from your card is much better than going through this mess, risks and tensions. I hope you learn from my experience rather than wait to experience it yourself. The pain offeeling cheated and then the risks and tension involved is really horrible.
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Please be careful and prudent in using your credit cards. To minimize the risks, always go for Credit Cards having manageable minimal amount definitely not in lakhs.
NOTE : This e-mail is posted as is received from the sender, no addition, deletion been done to the content.
Wednesday, July 2, 2008
வாழ்க்கை - காதல், ஓடிப்போதல், கல்யாணம் - (பாகம் ஒன்று)
"காதல்", "ஓடிப்போதல்,"கல்யாணம் " பற்றி எழுதுவது என்று முடிவு செய்தாகிவிட்டது, ஆனால் எங்கிருந்து துவங்குவது பற்றி இன்னும் சரியாக முடிவு செய்யவில்லை. கதையை எங்கேயாவது துவங்கித்தானே ஆக வேண்டியுள்ளது. ஆரம்பத்தைப் பிடித்து விட்டால் மற்றவை தன் பாட்டுக்குப் பின்னாலே வந்து விட போகிறது. இல்லையா ??. கதையைப் போலத்தான் காதலும்னு நினைக்கிறேன். ஆரம்பிக்கிறது அவ்வளவு சுலபம் இல்லைதானோ?. ம்ம்ம்... கல்யாணம்? சிந்திக்க வேண்டிய கேள்வி தான்?. சரி பார்க்கலாம், நாம் எங்கே ஆரம்பிச்சு எங்கே முடிக்கிறோம்னுk...
காதலும் கதை மாதிரிதான்னு நினைக்கிறேன், எங்கேயோ எப்படியோ மனதில் முளை விட்டு, வேர்விட்டு ,மரமாகி, படாத பாடு படுத்திவிடுது மனதையும் மனிதரையும். காதல் என்னவோ கதைகளில் படிக்கும் போதும், பிறர் சொல்ல கேட்கும் போதும் நன்றாகத் தான் இருக்கிறது.
காதல், கல்யாணம் பற்றி எழுதுவதால், நான் காதலுக்கும், கல்யாணத்துக்கும் நண்பனும் இல்லை, எதிரியும் இல்லை, மனதில் பட்டதை எழுதி விடலாமே என்ற எண்ணமே மேலோங்கியதால் உள்ளே விழைவே இது. எது எப்படியாகிலும் எழுதத் தழைப்பட்ட பின்னே பின்வாங்கலாமா, எழுத நினைத்ததை எழுதி விடலாமே. எழுதலாமே !!!
காதல் பண்ணுகிற எவரும் இதனால் உந்தப்பட்டு காதல் மற்றும் கல்யாணம் பண்ணுவதை கைவிட்டு விட்டால் அதற்கு யாரை பொறுப்பேற்க வைப்பது ?. காதலையும் கல்யாணத்தையும் விட இதுவே மிகப்பெரிய பிரச்சனையாக இருக்கும் போல் தெரியுது. இது இப்போதைக்கு ஒரு பக்கமாக இருக்கட்டும். சரி நாம் பேச வேண்டிய விஷயத்துக்குப் போவோம்.
ஹ்ம்ம் ....உள்ளேசரி இப்போ நாம் உள்ளதை உள்ளபடியே சொல்லி விடலாமா? இல்லை கூட்டிக் குறைத்து சுவை மிக சொல்லலாமா? ஐயகோ! இதென்ன என் நிலை இப்படி ஆகிடுச்சே? ஏன் என்னால் இப்படி ஒரு முடிவு எடுக்க முடியவில்லை. அதுவும் காதல் பற்றி எழுதுவதிலேயேவா இப்படி? பின் காதல் புரிந்து ஓடிப்போகும் நிலை வந்தால் நான் என்னதான் செய்வேனோ? கடவுளே !! (வேறே யாரைத்தான் கூப்பிட நான்?) இப்படி நான் இருந்தால் யார் தான் என்னை காதலிக்கத் துணிவார்? . இவ்வாறு இருந்தால் ஏன் என்னை ஒருவர் காதலிக்க வேண்டும், பின்னர் கஷ்டப்பட வேண்டும்?.
' சுய புராணத்தில்' என்னமோ நான் ஒரு வகையில் ' சுயம்பு' தான். 'சுயம்' விடுத்து செல்வோமா உள்ளே? ...
Friday, November 16, 2007
Another Gujarat in making - Nandigram
We had witnessed similar Govt patronized incidents in Gujarat. 'Best Bakery' case one of the cases which took large portion of news in local news paper all over india and in some foreign medias as well. Recent string operation by Tehalka revealed how people holding high posts in government patronized the violence.
Now, there is another 'govt sponspored violent activity happening in nandigram' as well. Its no better than Gurajat. Recent reports reveals that CPI(M) cadres have taken law in their hands and keeping nandigram under their control in spite of CRPF's presense in that locality.
Reports also clearly reveals how POLICE was kept away from the site of violence and to large extend they were kept as silent spectators.
Eventually, one tends to think what is happening in india.
- What Federal Govt doing?.
- Is it trying take political milage on this issue?.
- Will there be any reason for Left now agreeing for allowing india to go ahead with NUKE deal negotiations with IAEA?.
- Why Left have to change their stand on N-deal all of a sudden?.
- If you observe keenly, they changed their stand exactly a day after CPI(M) caders stormed Nandigram and re-captured?.
- What BJP doing now?.
- Is it that BJP has already lost the moral ground of question this rampage by CPI(M) Cadres?.
A rudimentary question that I keep asking myself,
-- Is this all about Politics?.
-- Do politicians have rights to play with this innocent lives for want of political milage or
anything for that matter?.
What are we doing as citizens of India?.
Will I be oppressing people , if I get a chance to be having power to do that?.
Does it seem to be ODD because I am looking at this incident from a third eye?.
Is there any who can clear my mind of all this?. Am I suppose to acknowledge this existence of 'necessary evil' and live with it?.
What am i expected to do? (please ask yourself).
Tuesday, July 31, 2007
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